{"id":89,"date":"2025-09-25T13:53:00","date_gmt":"2025-09-25T13:53:00","guid":{"rendered":"https:\/\/moonstonemortgage.free.nf\/?page_id=89"},"modified":"2025-12-18T10:42:05","modified_gmt":"2025-12-18T10:42:05","slug":"commercial-loans","status":"publish","type":"page","link":"https:\/\/moonstonemortgage.com\/?page_id=89","title":{"rendered":"COMMERCIAL LOANS"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"89\" class=\"elementor elementor-89\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8610cf4 e-flex e-con-boxed e-con e-parent\" data-id=\"8610cf4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-782a86e elementor-widget elementor-widget-heading\" data-id=\"782a86e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Commercial Loans<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-abf068a e-flex e-con-boxed e-con e-parent\" data-id=\"abf068a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2cdf522 e-con-full e-flex e-con e-child\" data-id=\"2cdf522\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a676150 elementor-widget elementor-widget-heading\" data-id=\"a676150\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">We can help you get a Commercial Loan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-623d89d elementor-widget elementor-widget-text-editor\" data-id=\"623d89d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>As your company continues to grow,\u00a0increasing your workspace through a commercial mortgage becomes increasingly important.<\/p><p>More information about our commercial loan offerings can be found by contacting us via email or by telephone at 813-360-8560 . Our qualified professionals are ready to answer any and all of your commercial loan questions as well as help you begin the application process.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0c542e8 e-flex e-con-boxed e-con e-parent\" data-id=\"0c542e8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0eb8734 e-con-full e-flex e-con e-child\" data-id=\"0eb8734\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7667867 e-con-full e-flex e-con e-child\" data-id=\"7667867\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-626b76e elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"626b76e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" src=\"http:\/\/moonstonemortgage.free.nf\/wp-content\/uploads\/2025\/09\/New-House.png\" title=\"\" alt=\"\" loading=\"lazy\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Keep Control of Ownership<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-220f7c2 e-con-full e-flex e-con e-child\" data-id=\"220f7c2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-52f7461 e-con-full e-flex e-con e-child\" data-id=\"52f7461\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bab68c3 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"bab68c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" src=\"http:\/\/moonstonemortgage.free.nf\/wp-content\/uploads\/2025\/09\/Refionance.png\" title=\"\" alt=\"\" loading=\"lazy\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Benefit from Property Appreciation<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cd10840 e-con-full e-flex e-con e-child\" data-id=\"cd10840\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-292aa67 e-con-full e-flex e-con e-child\" data-id=\"292aa67\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cbdc5ba elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"cbdc5ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" src=\"http:\/\/moonstonemortgage.free.nf\/wp-content\/uploads\/2025\/09\/npl.png\" title=\"\" alt=\"\" loading=\"lazy\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Improve Cash Flow<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d53c0e1 e-con-full e-flex e-con e-child\" data-id=\"d53c0e1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-dcc1f21 e-con-full e-flex e-con e-child\" data-id=\"dcc1f21\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9ff4f8a elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"9ff4f8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" src=\"http:\/\/moonstonemortgage.free.nf\/wp-content\/uploads\/2025\/09\/Transparent.png\" title=\"\" alt=\"\" loading=\"lazy\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Reduce Business Taxes<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5a3c3ac e-flex e-con-boxed e-con e-parent\" data-id=\"5a3c3ac\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a8730c1 elementor-widget elementor-widget-heading\" data-id=\"a8730c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How Do Commercial Loans Work?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5fa5d0b elementor-widget elementor-widget-text-editor\" data-id=\"5fa5d0b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A commercial loan differs from a residential mortgage in that the collateral used to secure a commercial loan is a commercial building or business real estate instead of a residential property. What\u2019s more is commercial mortgages are generally assumed by a business entity instead of an individual borrower. As a result of this, assessing and securing a commercial mortgage is somewhat more complicated than a residential mortgage. A complex process involving many factors plays into determining creditworthiness for a business.<\/p><p>At Moonstone Mortgage, LLC. it\u2019s our privilege to guide you through this new and exciting process. Two of the most important aspects of a commercial mortgage to keep in mind are interest rate and loan repayment schedule.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15fd5a0 elementor-widget elementor-widget-heading\" data-id=\"15fd5a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Interest Rate<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f19c331 elementor-widget elementor-widget-text-editor\" data-id=\"f19c331\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Most commercial loans offered today are fixed. This means you have the security of knowing that if interest rates were to increase you wouldn\u2019t be stuck making higher monthly payments. Conversely some borrowers are opting for a variable interest rate to take advantage of lower initial payments. However, a loan of this nature runs the risk of having interest rates increase and thus increasing your monthly payment.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-323888c elementor-widget elementor-widget-heading\" data-id=\"323888c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Loan Repayment Schedule<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d6b3fb6 elementor-widget elementor-widget-text-editor\" data-id=\"d6b3fb6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Unlike residential mortgage loans, most commercial loans require a balloon payment at some point during the loan term. This means that after a given amount of time making small monthly repayments, the borrower would be required to make a large final payment consisting of the remainder of the loan. Loan Repayment Schedules which call for a longer time to repay the loan typically have higher interest rates.<\/p><p>Please speak with one of our representatives today to take advantage of this terrific opportunity to grow your business. We\u2019ll guide you every step of the way and customize a commercial mortgage solution specific for your business.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-070194a e-flex e-con-boxed e-con e-parent\" data-id=\"070194a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b5c0907 e-con-full e-flex e-con e-child\" data-id=\"b5c0907\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0545b92 e-con-full e-flex e-con e-child\" data-id=\"0545b92\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1979fd5 e-con-full e-flex e-con e-child\" data-id=\"1979fd5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-99499d0 elementor-widget elementor-widget-image\" data-id=\"99499d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/moonstonemortgage.com\/wp-content\/uploads\/2025\/12\/TZ6KWXV-1024x683.jpg\" class=\"attachment-large size-large wp-image-1015\" alt=\"\" srcset=\"https:\/\/moonstonemortgage.com\/wp-content\/uploads\/2025\/12\/TZ6KWXV-1024x683.jpg 1024w, https:\/\/moonstonemortgage.com\/wp-content\/uploads\/2025\/12\/TZ6KWXV-300x200.jpg 300w, https:\/\/moonstonemortgage.com\/wp-content\/uploads\/2025\/12\/TZ6KWXV-768x512.jpg 768w, https:\/\/moonstonemortgage.com\/wp-content\/uploads\/2025\/12\/TZ6KWXV-1536x1024.jpg 1536w, https:\/\/moonstonemortgage.com\/wp-content\/uploads\/2025\/12\/TZ6KWXV.jpg 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1f42513 e-con-full e-flex e-con e-child\" data-id=\"1f42513\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d0082ea elementor-widget elementor-widget-heading\" data-id=\"d0082ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Most Common Types of Conventional Loans<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-381c4de elementor-widget elementor-widget-heading\" data-id=\"381c4de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Fixed Rate Mortgages: Your rate and payment never change.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ae97b2 elementor-widget elementor-widget-text-editor\" data-id=\"7ae97b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li><p>If you\u2019re considering any of the following as a means to grow your business then a commercial mortgage might be right for you.<\/p><ul><li>Purchase of a building or space in which to do business<\/li><li>Extending current work space<\/li><li>Investing in commercial or residential properties<\/li><li>Developing properties for commercial use<\/li><\/ul><p>Every borrower\u2019s situation is a little different, so be sure to\u00a0<a href=\"https:\/\/www.moonstonemortgage.com\/contactus\">email or call<\/a>\u00a0one of our commercial loan specialists today. We look forward to offering you a personalized commercial mortgage solution tailored to fit your company\u2019s needs.<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-582b633 e-flex e-con-boxed e-con e-parent\" data-id=\"582b633\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f103577 e-con-full e-flex e-con e-child\" data-id=\"f103577\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a132337 e-con-full e-flex e-con e-child\" data-id=\"a132337\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ef4ab4b elementor-widget elementor-widget-heading\" data-id=\"ef4ab4b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Qualifications for a Commercial Mortgage<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cedad4b elementor-widget elementor-widget-text-editor\" data-id=\"cedad4b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Qualification for a commercial mortgage depends largely on the type of property or building that is being applied for. For a more in-depth look at qualifying commercial properties please check out our\u00a0<a href=\"https:\/\/www.moonstonemortgage.com\/loan-programs\/commercial-loans\">commercial loan<\/a>\u00a0type page.<\/p><p>Despite some specifics on certain properties there are general criteria for qualification. As a business owner it is important for you to be able to show that your company has an appropriate debt to cash ratio. Even a company with a poor credit rating can still receive a commercial mortgage if the primary owner can show good personal credit as well as sufficient liquid assets.<\/p><p>Additionally, your company will need to show a continued and stable pattern of profitability as well as plans for future growth. This might include, but not limited to, copies of your business plan, earning projections and long-term business goals.<\/p><p>For a more detailed and personalized assessment of commercial mortgage qualifications please\u00a0<a href=\"https:\/\/www.moonstonemortgage.com\/contactus\">email<\/a>\u00a0or call 813-360-8560 today and speak with one of our commercial loan specialists.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-08490c8 e-con-full e-flex e-con e-child\" data-id=\"08490c8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dacfdf2 elementor-widget elementor-widget-spacer\" data-id=\"dacfdf2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75edbcb elementor-widget elementor-widget-image\" data-id=\"75edbcb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/moonstonemortgage.com\/wp-content\/uploads\/2025\/12\/C593RE7-1024x683.jpg\" class=\"attachment-large size-large wp-image-974\" alt=\"\" srcset=\"https:\/\/moonstonemortgage.com\/wp-content\/uploads\/2025\/12\/C593RE7-1024x683.jpg 1024w, https:\/\/moonstonemortgage.com\/wp-content\/uploads\/2025\/12\/C593RE7-300x200.jpg 300w, https:\/\/moonstonemortgage.com\/wp-content\/uploads\/2025\/12\/C593RE7-768x512.jpg 768w, https:\/\/moonstonemortgage.com\/wp-content\/uploads\/2025\/12\/C593RE7-1536x1024.jpg 1536w, https:\/\/moonstonemortgage.com\/wp-content\/uploads\/2025\/12\/C593RE7.jpg 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Commercial Loans We can help you get a Commercial Loan As your company continues to grow,\u00a0increasing your workspace through a commercial mortgage becomes increasingly important. More information about our commercial loan offerings can be found by contacting us via email or by telephone at 813-360-8560 . Our qualified professionals are ready to answer any and [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-89","page","type-page","status-publish","hentry"],"_hostinger_reach_plugin_has_subscription_block":false,"_hostinger_reach_plugin_is_elementor":false,"_links":{"self":[{"href":"https:\/\/moonstonemortgage.com\/index.php?rest_route=\/wp\/v2\/pages\/89","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moonstonemortgage.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/moonstonemortgage.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/moonstonemortgage.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/moonstonemortgage.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=89"}],"version-history":[{"count":22,"href":"https:\/\/moonstonemortgage.com\/index.php?rest_route=\/wp\/v2\/pages\/89\/revisions"}],"predecessor-version":[{"id":1215,"href":"https:\/\/moonstonemortgage.com\/index.php?rest_route=\/wp\/v2\/pages\/89\/revisions\/1215"}],"wp:attachment":[{"href":"https:\/\/moonstonemortgage.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=89"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}